You can build now and pause mortgage repayments for up to 12 months while your new home is completed on selected properties We connect you with trusted builders in Brisbane and Melbourne and guide you through lender eligibility and next steps.
Build now, pay later with : Pause mortgage repayments for up to 12 months while your new home is built, giving you breathing room and confidence.
Access reputable builders with fixed-price contracts
No-obligation chat with a new home specialist
Information on this page is general in nature and does not take into account your personal objectives, financial situation or needs.
Answer a few quick questions and a new home specialist will contact you to discuss suitable 5% deposit options with reputable builders.
No cost and no obligation. We simply help you understand which builders and estates could be suitable for you.
Available for selected new home and land packages in Greater Brisbane and Greater Melbourne only.
Partnering with reputable Australian builders
We keep things simple and transparent. Build now, pay later — eligible buyers can pause mortgage repayments for up to 12 months while construction takes place, providing a stress-free path to your new home or investment property.
Share your preferred location, budget range and timeframes. This helps us understand which builders and packages may be appropriate for you. If eligible, our lender lets you pause mortgage repayments for up to 12 months during construction, reducing financial stress while you build.
You’ll be introduced to reputable builders and developments offering eligible 5% deposit packages in Brisbane and Melbourne.
Work directly with the builder to select your floorplan, upgrades and contract. You’ll also receive information about eligibility criteria from relevant providers.
We focus on high-growth, family-friendly suburbs across Greater Brisbane and Greater Melbourne, with modern homes, amenities and strong community appeal.
Selected estates in Logan, Ipswich, North Lakes, Redlands and surrounding growth corridors, with access to schools, transport and lifestyle hubs.
New communities in the North, West and South-East growth areas, with a mix of turnkey homes and house & land packages.
We only work with builders who offer transparent inclusions, clear build timelines and strong track records in South-East Queensland and Victoria. You’ll know exactly what’s included in your new home package before you commit.
Builders, lenders and government programs each have their own eligibility criteria. We’ll connect you with the right professionals to obtain advice for your situation.
We connect you with options and professionals so you can make informed decisions about your next move into a new home. you can build now and pay later — pause mortgage repayments for up to 12 months while you build, offering a stress-free path to your new home or investment property.
We specifically look for new home opportunities that can work with deposits from 5%, subject to lender and program rules.
Compare multiple builders and locations across Brisbane and Melbourne so you can pursue the option that feels right for you.
Specialist support plus HomePay lets you pause mortgage repayments for up to 12 months, creating a stress-free path to building.
Real experiences from Australians who explored 5% deposit new home options through our network.
“We didn’t think building was possible with our savings, but we were shown a 5% deposit option in a new Brisbane estate that suited our family and budget.”
— Sarah & James, Brisbane
“The team walked us through several Melbourne locations and builder options so we felt comfortable choosing a package that worked for us.”
— Michael & Priya, Melbourne
“We liked being able to compare different builders and talking directly with the professionals involved before making any commitments.”
— Emily, first home buyer
The information below is general only. It doesn’t take into account your personal objectives, financial situation or needs.
Some lenders, builders and government initiatives allow eligible buyers to pursue a new home with a deposit from 5% of the property price. The specific structure, costs and requirements depend on the provider, your circumstances and current policies at the time you apply. We can introduce you to professionals who can explain how these options may apply to you.
Low Deposit New Homes is a specialist service that connects interested buyers with reputable builders, land agents and finance professionals in Brisbane and Melbourne who regularly work with low deposit buyers. We are not a lender and we do not provide financial advice.
No. We do not provide financial product advice, credit advice or recommendations. Any information on this website is general only. When you speak with a finance professional, they can consider your objectives, financial situation and needs before making any recommendations.
We currently focus on Greater Brisbane and Greater Melbourne, including selected growth corridors and masterplanned communities. Availability of specific 5% deposit opportunities will vary over time and by location.
There is no charge to submit an enquiry through Low Deposit New Homes. If you proceed with a home, builders, land developers or other providers may pay us a referral fee. This will not change the price you pay for your home, but we believe it’s important you know this.
Most builders do require a minimum holding deposit with a signed EOI to reserve the property. This deposit is refundable if the finance is declined
Share a few details and a new home specialist will contact you to discuss — pause your mortgage repayments for up to 12 months while you build. A stress‑free path to your new home or investment property in Brisbane or Melbourne.
No financial advice is provided. You should consider seeking independent advice tailored to your circumstances.
This isn’t an application – it’s simply a way for us to understand what you’re looking for and check whether HomePay is available for your project, so we can connect you with suitable options.
Connecting buyers with reputable builders, land agents and finance professionals offering selected 5% deposit new home opportunities in Brisbane and Melbourne.
All information is general in nature and does not constitute financial, legal or taxation advice. You should obtain iindependent advice before making any decision.
Disclaimer
The information contained on this website is provided for general information purposes only and has been prepared without taking into account your objectives, financial situation or needs. Accordingly, it does not constitute financial product advice, credit advice, legal advice, or taxation advice.
You should not act on any information contained on this website without first obtaining independent professional advice tailored to your personal circumstances from appropriately licensed and qualified advisers.
We are not a credit provider and do not provide credit assistance or financial product advice unless expressly stated. Where required, we may refer you to a third-party credit licensee or authorised representative who holds an Australian Credit Licence under the National Consumer Credit Protection Act 2009 (Cth). Any such referral may result in us receiving a commission or benefit, which will be disclosed where required by law.
Any “build now, pay later” offer is subject to eligibility criteria, lender and builder approval, and is only available through selected builders and in selected locations. Terms, conditions, fees and charges may apply and are subject to change without notice.
Alternative low deposit finance options may be available. We can facilitate an introduction to a licensed finance broker who specialises in these types of lending solutions.
While reasonable care is taken to ensure the information on this website is accurate and up to date, no warranty is given as to its accuracy, completeness or reliability. To the maximum extent permitted by law, we disclaim all liability for any loss or damage arising directly or indirectly from reliance on this information.s
Service areas
Greater Brisbane · Greater Melbourne
Contact
[email protected]
© 2026 Low Deposit New Homes. All rights reserved. Low Deposit Homes is a subsidry of AssetLoop.
“Price is what you pay. Value is what you get.”
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